Real estate financing

Real estate loans

Investing in commercial real estate can be a crucial step in the growth and expansion of your company. Whether it's the purchase of new office buildings, production facilities or warehouses - most businesses can only realise such investments with solid real estate financing. Teylor’s commercial property financing offers flexible and customised solutions at attractive conditions for a wide range of real estate projects.

By acquiring property, companies can reduce their operating costs and benefit from the increase in value at the same time. In addition, using your own property allows for greater planning security and independence from tenancies.

The advantages of real estate financing with Teylor

• Fast & digital process: Our digital processes enable fast processing and optimisation of your collateral, property, and credit documents. This gives you immediate access to liquidity and allows you to implement your real estate projects quickly.
• Customised financing solutions: We offer customised financing solutions that are perfectly tailored to your needs and your company's situation. Our solutions are flexible and adapt to the specific requirements of your real estate projects.
• Unlimited financing amount: No matter how big your project is - we will find the right financing solution. We offer unlimited loan amounts, which provides maximum flexibility when planning and realising your projects.
• Attractive conditions: We negotiate the best conditions for you through our extensive network of financing partners or via the Teylor credit fund. Our expertise and market knowledge enable us to offer you favourable and fair financing conditions.
• Personalised advice: Our experts will advise you on structuring the financing and throughout the entire process. You benefit from our expertise and experience in real estate financing to make the best possible decisions for your company.
• Balance sheet-neutral financing: With certain financing solutions (e.g. leasing), the properties remain on the balance sheet of the financing partner, which improves your equity ratio and credit rating. This has a positive impact on your creditworthiness and financing capability.
• Tax advantages: Financing costs are generally tax-deductible as business expenses, which can lead to tax savings and increase the profitability of the company.
• Cost control: Fixed financing terms enable precise planning and control of operating costs, which supports the financial stability of your company.

Examples for commercial real estate financing in different sectors

• Office buildings: Invest in new or existing office buildings to expand your business activities. As an established company, expanding your office space can support your growth, accommodate your employees in modern and appealing work environments, and strengthen your presence in strategically important business centres. An attractive office can also help attract talented professionals and strengthen your corporate brand.
• Production facilities: Create new production capacities or modernise existing facilities to work more efficiently. Companies that are already active in production can increase their efficiency, reduce production costs, and integrate innovative technologies by financing new production facilities or modernising existing plants. This improves product quality, increases competitiveness, and makes it possible to react more quickly to market changes.
• Warehouses: Optimise your logistics by purchasing or building warehouses at strategically important locations. As a company in retail or production, you can optimise your warehousing and distribution by investing in modern warehouses. Strategically placed warehouses reduce delivery times, minimise storage costs, and improve the overall supply chain, thereby increasing customer satisfaction.
• Retail space: Expand your retail space or invest in new locations to increase your market presence. Companies in the retail sector can increase their reach and visibility by financing new retail space. Well-positioned retail properties in high-traffic locations encourage customer traffic and increase sales. Modern and attractive retail spaces also improve the shopping experience and strengthen customer loyalty.
• Business parks and industrial estates: Develop business parks or industrial estates to provide attractive locations for businesses in your region. As an established developer or operator, you can create a diverse and adaptable infrastructure that attracts a wide range of businesses by financing business parks and industrial estates.
• Hotels and hospitality: Invest in hotels and other hospitality properties to capitalise on the growing travel and tourism industry. Companies in the hospitality industry can strengthen their market position by financing new hotels or renovating existing facilities. Attractive and well-equipped hotels attract more guests, increase occupancy, and maximise revenue.
• Nursing and healthcare facilities: Build or modernise facilities for the healthcare and nursing industry to meet the growing demand for high-quality healthcare services. Established healthcare providers can expand and improve their services by investing in modern care and healthcare facilities. This helps to increase patient satisfaction and opens up new business opportunities in a stable and growing market.

How the application works

1. Apply in minutes: Complete our simple online application and receive a non-binding offer immediately.
2. Non-binding offer: The offer is customised and includes indicative borrowing terms. You will receive this offer online and free of charge.
3. Upload documents: Upload the required documents online. We will treat your data securely and confidentially.
4. Identification and digital signature: Identify yourself using video legitimisation and sign the contract digitally.
5. Payout: We will check your documents and transfer the invoice amount to your account within one to two business days.

Take advantage of Teylor’s real estate financing solutions and take your business to the next level. Make your application today and experience how quick and easy property financing with Teylor can be.

FAQ on commercial real estate financing

1. What types of property can be financed? We finance a wide range of properties, including office buildings, production facilities, warehouses, retail properties, business parks, industrial estates, hotels and care and healthcare facilities. Our financing solutions also include specialised projects such as research facilities, data centres and educational properties. Whether you want to acquire new properties or modernise existing ones, our financing solutions are flexible and adapt to the individual requirements of your project. We also support the financing of mixed-use properties that combine several types of use, such as office and retail space.
2. What are the benefits of commercial property finance? Commercial property finance offers numerous benefits, including access to necessary funding, flexibility in the use of the property, potential tax benefits and the ability to free up equity for other business needs. Through financing, companies can preserve their liquidity and still invest in important property projects.
3. How does real estate financing affect my balance sheet? Commercial real estate financing can affect both the assets and liabilities on your balance sheet. The financed property is recognised as an asset on your balance sheet, while the loan obligation represents a liability. This can affect your company's debt-to-equity ratio and other key financial figures. Careful planning and advice from financial experts is therefore important to understand and manage the impact on your balance sheet.
4. What are the usual terms for commercial real estate financing? The terms for commercial real estate financing can vary greatly and usually range from three to twenty years. The exact term depends on various factors, including the type of property, the financing requirements and the individual agreements between the lender and the borrower.
5. How long will it take to process my application? Thanks to our efficient digital process, you will receive a preliminary offer within a few minutes. Once all the required documents have been submitted, final approval and payout will take place within one to two working days. Our aim is to make the entire process as quick and smooth as possible so that you can start your property project without delay. By utilising the latest technology, we guarantee fast and transparent processing, giving you an overview of the status of your application at all times.
6. Can I submit the application by telephone? Yes, our customer service is also available by telephone to support you with your application. Our experts will be happy to advise you and help you to complete the application quickly and easily. By providing personalised advice over the phone, we can respond to your individual questions and requirements in order to offer you the best possible financing solution. This service ensures that you are well informed throughout the entire process and that all the necessary steps are explained clearly and comprehensively.
7. Is there an upper limit for financing? No, we offer flexible financing solutions with no fixed upper limit, which are individually adapted to your requirements and the size of your property project. Whether you are looking to finance a small office building or a large industrial site, our solutions are scalable and can be tailored to your specific needs. This flexibility allows us to support projects of any size and ensure that you receive the funding you need for your project, regardless of its scale.
8. How secure is my data? We treat your data securely and confidentially. We use modern encryption technologies to protect your information. Your security and the protection of your data is our top priority. We implement strict security protocols and work continuously to secure our systems. We also fulfil all legal data protection requirements and adhere to the highest standards in data processing to ensure that your information remains safe and secure.