Solutions for lenders and brokers
Efficient Digital Lending Processes
The Teylor Technologies platform enables more efficient SME credit processes for lenders: benefit from digital and automated workflows – and offer your customers a better experience
One platform, three modules: Our answers to
the challenges of SME lending
Your customers expect digital accessibility, fast decisions and transparent processes. With the Teylor
Technologies platform, lenders and brokers manage the entire journey from lead generation to
lead conversion efficiently, digitally and customer-oriented.
All modules work seamlessly together
Building on the base module Teylor.Insights – all other solutions are interoperable and use shared data structures. All modules are designed to build on each other enabling end-to-end digital processes from application to placement.
For example, loan requests generated via Teylor.Flow can be directly qualified in Teylor.Insights. If yia the Insights module a lead is determined to not match the lender’s own portfolio criteria, the system can automatically hand it over to Teylor.Match for onward placement – including all available data, documents, and scoring results.
Typical Challenges
in the SME Lending business:
Outdated Processes and IT Systems
Enable SME customers to apply for financing digitally – and stand out from the competition.
Administrative Burdens
Use digitization and automation to free up your employees’ time.
Poor Customer Experience
Accelerate the process – Teylor Technologies enables you to approve loans within 48 hours.
Skilled Labor Shortage
Automate administrative tasks in your lending process – and create more time for your front and back office to work for customers.
Our Solutions at a Glance
Digital Loan Application
Teylor.Flow
Apply for loans digitally in under 10 minutes
Loan approvals within 48 hours on average
Always be informed about the current application status
Service-oriented customer experience
Modular and configurable application interface and workflows
End-to-end solution: fully digital from sending a request to concluding a contract
With Teylor.Flow, financial institutions can expand their reach through digital channels, improve their customer experience, and target the steadily growing group of online-savvy customers. Customers submit their request via a digital application interface and a customer portal, enter all the necessary information themselves, and upload the relevant documents. Front- and backoffice staff use an advisor portal to digitally process incoming requests.
More Time for Core Tasks
Teylor.Insights
Digital document management
Quick lead qualification
Automated balance sheet analysis
Comprehensive company reports
Teylor.Insights frees up time for your front and back office to focus on their core tasks. The solution replaces manual processes with digital document management and an automated business analysis. Quick lead qualification enables quick decision-making. Balance sheet analysis is performed automatically and all information is summarized in a company report. Teylor.Insights is the ideal solution for customer acquisition, lead qualification, and customer communication.
Teylor.Insights is a browser-based SaaS solution. It does not require complicated integration into core banking systems – instead, financial institutions directly benefit from the added value of this solution.
Digital Brokerage
Teylor.Match
Digital placement with +20 partner financiers – banks, leasing companies or factoring providers
Automated matching based on predefined acceptance criteria
Automated price indications
Digital customer and partner interaction
Match optimizes the intermediary business between lenders, brokers, and financing partners. The solution automates the matching of loan requests with the acceptance criteria of connected partner banks and financiers. Price indication, document requests, and partner communication are handled digitally and in real time – enabling smooth and seamless selection of suitable financing solutions. Teylor.Match reduces manual coordination, increases conversion rates, and accelerates the entire intermediation process.
Added Value Along
the Entire Lending Process
From digital financing requests to support for existing customers: lenders and brokers can digitize various tasks
and improve the efficiency of SME lending with the solutions provided by Teylor Technologies.
Digital Financing Requests
With Teylor.Flow, SME customers submit their loan request via a digital application interface. They can enter all information into a customer portal themselves and upload the necessary documents. Front- and backoffice staff use an advisor portal for expedient processing of the applications.
This increases the efficiency of the entire process and relieves employees of administrative tasks. Simultaneously, Teylor.Flow ensures a better focus on service and customer satisfaction.
Efficient Customer Acquisition
Thanks to Teylor.Insights, tedious manual research about a new customer is a thing of the past. Via the company search in Teylor.Insights, advisors quickly obtain relevant master data, industry codes, and sales data. The automated balance sheet analysis provides an overview of KPIs.
This ensures more efficiency and enables advisors to make quicker initial assessments. Teylor.Insights improves the quality of your advisors’ consultations by preparing them for customer appointments in the best possible way.
Proactive Customer Interactions
Teylor.Insights frees up more time for front office staff to actively approach existing customers. To do so, they only have to upload a dataset about the portfolio companies to Teylor.Insights. The data are prequalified with an automated analysis screening for risks and cross-/upsell potential.
Beyond that, the tool enables you to analyze existing customer groups. Based on data from integrated industry directories and credit agencies as well as the analysis of financial documents, financial institutions can gain new insights about their customer groups’ needs. Informed by this knowledge, they can develop new products.
Regulatory Compliance
Under capital requirements regulation (CRR) and Basel rules, Banks must ensure ongoing credit risk monitoring and manage exposures through periodic reviews of borrowers' financial status – with Teylor.Insights lenders can obtain and analyse financial documents easily with a few clicks.
Additionally, lenders can update business data and credit scores frequently at the touch of a button. Thereby lenders are able to closely monitor and efficiently reassess customers creditworthiness to control portfolio risks and adhere to regulatory requirements.
Special Servicing and Workout Management
With automated monitoring and more efficient document requisition, Teylor.Insights supports banks in continuously overseeing high-risk credit commitments and detecting risks early.
Problematic cases are monitored on an ongoing basis and credit risks are detected early with the help of AI tools. Financial documents are obtained automatically and analyzed without manual assistance. The dynamic evaluation of complex financial data creates a basis for solid decisioning. Banks receive an immediate overview of the relevant master data and credit metrics.
Digital Routing & Secondary Placement
Teylor.Match enables financiers to efficiently handle external requests – including lead validation, indication, and secondary offer generation from pre-qualification to structured submission:
With Teylor.Match, financiers receive fully prepared and qualified requests – including automatic indications, validated credit data, and tailored document requirements. Declined requests can also be efficiently routed to alternative financing partners or brokers – including commission attribution.
This Is What
Our Customers Say
“This platform offers our customers a modern and efficient way of financing. We have been a leading partner for healthcare professionals for over 50 years and support around 25 percent of them in Baden-Württemberg alone. Our excellent advice is convincing - with the digital loan application, we are facilitating access and making our offer even more visible.”
Oliver Spagen
Head of business clients
More about Teylor Technologies
Whitepaper
In this whitepaper, Teylor analyses the current trends in SME lending, together with Oliver Wyman,: the use of new technologies, the emergence of alternative capital providers and the growing adoption of embedded financing.
About Teylor
Are you interested in exciting news about Teylor? Visit our press page, where you will find reports, interviews, podcasts and much more.
Let's Chat!
You are interested in digitizing your lending process or have questions about our solutions?
Schedule a free consultation now – we are happy to advise you.
tc@teylor.com
Amadeus von Kummer
Chief Market Officer
Teylor Technologies