Machine Financing –
simply explained

Key facts about machine financing at a glance:

• Enables the acquisition and use of machinery via leasing, hire purchase or loan.

• Investments in modern machinery increase your productivity and improve your competitive position.

• Through forward-looking planning, you ensure profitability and minimise financial risk.

• A well-considered machine financing strategy enhances the performance of your company.

What Is Machine Financing?

Investing in new or used machinery is a crucial step for many companies to expand their production, increase efficiency or enter new markets. However, financing these investments can be challenging. This is where Teylor's machine financing comes in — a tailored solution that meets your financing needs quickly and straightforwardly.

By strategically using machine financing, companies can expand their production capacities, introduce modern technologies and strengthen their competitiveness. Our financing models offer you the necessary flexibility to realise your investment projects without financial bottlenecks. Whether you need a single machine or an entire fleet — we support you in achieving your business goals.

With Teylor's machine financing, you can finance new and used machinery on favourable terms. We offer both leasing, hire purchase and financing through a traditional business loan.

Through our digital process, we can process your financing faster than your house bank. You also benefit from flexible terms, unlimited financing amounts and personal consultation.

Your Advantages with Machine Financing

Machine financing offers numerous advantages, including the preservation of liquidity, the ability to use the latest technologies without large one-off payments, and potential tax benefits. Through financing, companies can increase their production capacity and work more efficiently without straining their financial resources.

The terms for machine financing vary depending on the type of machinery and the individual needs of the company. Typically, terms range between three and ten years. Longer terms allow for lower monthly instalments, while shorter terms can result in less overall interest costs.

Machine financing can affect both the assets and liabilities on your balance sheet. The financed machine is recorded as an asset on your balance sheet, while the loan obligation is entered as a liability. This can influence your company's equity ratio and other financial metrics. Careful planning and consultation with financial experts is therefore important to understand and manage the impact on your balance sheet.

Which Machines Can Be Financed?

As a rule, both new and used machinery from various industries can be financed, including construction, agriculture, manufacturing, logistics and woodworking. These include, for example, CNC machines, excavators, cranes, tractors, harvesters, forklifts and conveyor systems. At Teylor, financing models are flexible and can be individually tailored to the specific requirements and investment needs of your company. Whether you need individual machines or an entire fleet, we offer you the right solution.

Examples of Successful Machine Financing

• Manufacturing: A medium-sized manufacturing company was able to significantly expand its production capacities and improve the precision of manufactured parts by financing new CNC machines. This led to higher product quality and a stronger market position.

• Construction: A construction company used machine financing to lease several excavators and cranes, enabling them to complete larger projects more efficiently and on schedule. The new machinery also improved safety and productivity on the construction site.

• Agriculture: An agricultural business was able to increase its operational efficiency and maximise crop yields by financing modern tractors and harvesters. The new machinery helped reduce labour costs and optimise resource usage.

• Logistics: A logistics company invested in modern forklifts and conveyor technology to improve warehouse operations and shorten handling times. This led to higher efficiency and customer satisfaction.

• Woodworking: A sawmill was able to modernise its production processes and expand its product range by financing new sawing and planing machines. The investment enabled the company to enter new markets and increase revenue.